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Insurance Bad Faith Lawyer

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Most people hate buying insurance. It’s expensive, confusing and it never seems to be there for policyholders when they actually need it. You dutifully pay your premiums each month, but when you file a claim, you are told that it won’t be covered or will result in a payout that’s far less than you need.

Insurance Bad Faith Attorneys in Denver, Colorado

Denver residents spend thousands of dollars every year on multiple different insurance policies that are supposed to protect them in times of need. Despite paying your premiums on time each month, your insurance company tells you that you aren’t covered after an accident, or they try to lowball you with a lackluster settlement. When this happens, you can trust the attorneys at Fiedler Trial Lawyers to help you secure appropriate compensation. 
 
Our attorneys have decades of trial experience, regularly facing insurance companies in and out of the courtroom. We believe wholeheartedly that insurance companies have an obligation to act fairly and keep their promises. Ken Fiedler and our team of trial lawyers have the experience and resources you need to hold your insurance company accountable. If you believe you have been wronged by your insurance company and they have failed to uphold their legal obligations, contact us today and schedule a free consultation. 
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What Is Insurance Bad Faith?

When a Denver resident purchases an insurance policy, they enter into a contract with the insurance company, agreeing to pay monthly or yearly premiums in exchange for comprehensive coverage in the event of an accident. However, insurance companies will oftentimes use shady tactics to get them out of fulfilling their legal obligations to their clients. The central purpose of an insurance policy is to:
 
  • Provide coverage.
  • Uphold the terms of the insurance policy.
  • Pay claims that are deemed valid and compensable.
 
This last caveat is where policyholders often begin running into issues with their insurance company. It is ultimately up to the insurers to deem which claims are valid. Insurance companies will often look for a way out of having to pay a fair amount by denying the claim outright, delaying it for as long as possible, or offering you a disrespectfully low settlement. When an insurer fails to uphold their legal obligations and refuses to pay a policyholder’s legitimate claim, they are acting in bad faith. 
 
There are a number of different ways in which your insurance company may be acting in bad faith. If you believe that your insurance company is using tactics to avoid offering you a fair settlement, we highly recommend that you call us for a free, detailed review of your case. 
 
Some common examples of bad faith practices that your insurance company may use include:
 
  • Denying a legitimate claim: When your insurer denies a claim that they clearly should have covered, especially without giving a valid reason, they are acting in bad faith. 
  • Offering a low settlement: Insurance companies make their money by denying claims and lowballing their policyholders. Your insurance company may try to severely underpay you, but we urge you not to accept a settlement without first consulting with an attorney. 
  • Delaying your claim: If your insurance company is taking an unreasonably long time resolving your claim, they may be acting in bad faith. 
  • Failing to conduct a thorough investigation: Your insurer has a responsibility to promptly and thoroughly investigate your claim. Denying a claim without a proper investigation is considered acting in bad faith. 
  • Attempting to change the terms of the policy: Your insurer may try to mislead you by distorting or changing the language of the contract to avoid a settlement. 
  • Poor communication: If your insurer refuses to answer or continually misses your phone calls, emails, etc., it is a sign of bad faith insurance.
 
These are just a few of the signs to look out for when filing an insurance claim. If you notice any of these red flags and suspect that your insurance company is acting in bad faith, reach out to Fiedler Trial Lawyers today to discuss your case. Our Denver attorneys are committed to helping policyholders secure the compensation that they are owed and holding insurance companies accountable for their actions. 

Insurance Bad Faith in Different Policies

Bad faith insurance practices can be used with any type of insurance policy. If an insurance company unfairly denies, delays, or underpays you for a valid claim of any kind, you will be able to take legal action. Our team has years of experience assisting Denver residents in bad faith insurance cases for a number of different policies. Fiedler Trial Lawyers can provide invaluable legal support if you have experienced: 
 

Fire Damage

A fire can not only cause serious damage to your property, but it can also be a life-threatening and traumatic experience for any Denver family. Inhaling large amounts of smoke can cause health issues, while the fire itself could result in serious burns and damage to your home. After a fire, your insurance company may look for a way to place the blame on the policyholder rather than paying out the fair amount. Our attorneys will work tirelessly to negotiate with the insurance companies and ensure that you receive the maximum compensation for your fire damage. 
 

Water Damage

Water damage in the home is often caused by a burst pipe, a busted water heater, or other faulty appliances. Water damage can also be the result of a serious flood or storm. Water damage can cause serious damage to your property, causing mold to grow and decreasing the property value. Your insurance company may try to claim that your policy doesn’t cover flooding or that your home was not properly taken care of. If your insurance company offers you a lowball settlement, our Denver attorneys will review your policy and negotiate with the insurance company so that you don’t have to worry about missing out on compensation. 
 

Hail Damage

Denver is no stranger to serious hailstorms, particularly in the spring and summer seasons. Large pieces of hail can cause significant property damage and leave you with costly repairs. Your insurance may try to avoid paying for repairs to your roof, siding, vehicles, and more after a serious hailstorm. Our attorneys can help you file your hail damage claim and stand by your side when the insurance company denies your claim or tries to lowball you. 
 

Wind Damage

While less common in Denver, many cities throughout Colorado experience tornadoes, frequent thunderstorms, and heavy blizzards. All of these natural occurrences generally bring high winds that can be incredibly damaging to your home or property. Aggressive winds can cause debris and other outdoor items to go flying through the air, crashing into your house and resulting in costly property damage and repairs. If your vehicle, property, or home has been damaged in a windstorm and your insurance company tries to deny your claim, our attorneys are here to help. The insurance company may have a number of different excuses ready to deny your claim, but the team at Fiedler Trial Lawyers has years of experience negotiating with insurance companies and helping Denver residents secure fair compensation. 
 

Car Accidents and Personal Injury

Bad faith practices aren’t only used on home insurance policies. Many Denver drivers are let down by their insurance companies after a car accident, leaving them to pay for medical bills, repairs for their vehicle, and any other expenses out of their own pocket. If you have been injured in a car accident and your insurance company is either denying your claim or underpaying you, Fiedler Trial Lawyers can help you recover the appropriate compensation and help you begin the path toward recovery. Car accidents can be traumatizing and costly experiences, and we believe that insurance companies owe it to their policyholders to uphold the terms of the contract. 
 
Whether a pipe burst in your house and your water damage claim was denied or you have been waiting to hear back from your insurance company for weeks without an update, our Denver attorneys can help. We have experience handling insurance bad faith cases spanning a wide variety of insurance policies and working with insurers to reach a fair settlement for our clients. If you believe that your insurer is acting in bad faith, we want to hear from you. Don’t hesitate to pick up the phone and call today.

How Fiedler Trial Lawyers Can Help

Colorado has laws in place that are designed to protect policyholders from unfaithful insurers and unfair claims practices. For over 25 years, Fiedler Trial Lawyers has been fighting for Denver policyholders to protect their rights and hold insurers accountable. We can help you recover damages for any harm that your insurance provider caused.
 
First and foremost, policyholders will be able to seek the compensation that the insurance company should have initially paid. Victims of bad faith insurance practices are able to seek damages up to three times this amount in compensation. Policyholders will also be able to secure compensation for any expenses they paid out of pocket while the insurance company either denied or delayed their claim. Most commonly, these damages include: 
 
  • Medical expenses
  • Lost wages
  • Pain and suffering
  • Legal costs
In some instances, policyholders may even be rewarded punitive damages if the insurance company’s actions were particularly egregious. 
 
We are able to help Denver policyholders file a claim, negotiate with their insurance companies, and represent them in court if needed. Our expert team of bad faith insurance attorneys is prepared to step up and help victims of bad faith insurance tactics secure compensation. We can also provide valuable legal assistance in many other areas as well, including: 
 
  • Personal Injury: We assist with car accidents, truck accidents, bicycle accidents, motorcycle accidents, slip-and-fall accidents, dog bites, and much more. 
  • Medical Malpractice: Our team can provide legal assistance for birth injuries, anesthesia errors, emergency room errors, and surgical errors.
  • Wrongful Death: For those who have prematurely lost a loved one due to another person’s recklessness or negligence, we are here to help. 
  • Product Liability: This includes manufacturer defects, tire blowouts, and failures to warn.
 
Our lawyers work on contingency, meaning that we don’t get paid unless you do. If you cannot come to us, we will come meet you. We devote all of the time and resources necessary to work as closely with you as possible, combining the service of a big firm with the personal attention that your case needs. 
 
At Fiedler Trial Lawyers, we have decades of experience dealing with insurance companies in and out of the courtroom. It is our mission to help Denver policyholders recover a fair settlement when their insurers are using bad faith tactics to avoid a costly payout. If you have a legitimate claim that has been denied, delayed, or underpaid, our attorneys will help you fight for the maximum compensation. 

Contact Fiedler Trial Lawyers Today

Too many Denver residents have been let down by the empty promises made by their insurance companies. After being involved in a car accident or incurring serious property damage due to a flood, fire, or hailstorm, many Denver families are left in limbo while their insurer either denies their claim for no good reason or continues to delay it with no end in sight. Insurance companies are obligated to act fairly and abide by the terms of the policy, though many insurers will try to use loopholes or change the language of your policy in order to avoid paying a settlement. 
 
If you have been wronged by your insurer or suspect that they are acting in bad faith, call Fiedler Trial Lawyers and our Denver team of bad faith insurance attorneys. We have over 25 years of trial experience and can negotiate with unfaithful insurance companies in and out of the courtroom. You pay your insurance premiums on time every month, and you deserve to be protected by your insurance company when you need them most. Our firm stands with Denver policyholders who have been wronged by their insurance companies, and we are here to help. 
 
For more information about bad faith insurance tactics or to speak with an attorney about your case, please call us today. You shouldn’t have to suffer because of the unethical actions of your insurance company. Call today and see why Fielder Trial Lawyers has been trusted by Denver residents for insurance bad faith cases for decades.

Practice Areas

Trucking Accidents

Bad Faith Insurance Claims

Motor Vehicle Accidents

Motor Vehicle Accidents FAQ

Medical Malpractice

Catastrophic Injuries

Wrongful Death

Frequently Asked Questions

Additional Information in Denver, Colorado

More Frequently
Asked Questions

What to do after a car accident?

If you’ve been injured in an accident, there are several important steps you should take to protect your health and legal rights
  • Dial 911 – Emergency Services. Get checked out by emergency responders, even if you think injuries are minor, you should always get evaluated. If the accident involved a motor vehicle, file a report with the police This documentation could be important later on.
  • Document the Scene: If possible, take photos of the accident scene, your injuries, and any damage to vehicles or property. Collect contact information from witnesses and others involved in the accident READ MORE…

When involved in a personal injury claim, the process can be very intimidating. Many individuals facing this situation are often dealing with life-altering injuries, high medical bills, financial hardships and find themselves feeling very vulnerable.

Hiring a personal injury lawyer can be beneficial in a variety of situations, particularly when you have sustained significant injuries or damages due to someone else’s negligenceREAD MORE…

After being injured in an accident caused by someone else’s negligence, you may be wondering if you actually need to hire a personal injury lawyer. You would want to consult with an attorney, because in most cases, there will be an opposing party in your case that will be working against you. Choosing the right personal injury lawyer for your case is important to ensure you receive the best possible representation and outcome. Hiring a Denver Personal injury lawyer that specializes in that area of law is crucial, to ensure that you are getting proper representation, and your case is in good hands. Having an experienced lawyer like FIEDLER Trial Lawyers is helpful and provides powerful representation.

Here are some tips to help you choose the right lawyer:READ MORE…

The cost of hiring a personal injury lawyer can vary depending on the lawyer and the specifics of your case. However, personal injury lawyers work on a contingency fee basis, which means they only get paid if they win your case. Here’s how the contingency fee structure typically works and other potential costs to consider:

Contingency Fees: Percentage of Recovery: If the lawyer works on a contingency fee basis, they will take a percentage of the settlement or judgment amount you receive if you win your case. This percentage is typically around 33% to 40% but can vary depending on the lawyer and the jurisdiction.

No Win, No Fee: If you do not win your case, the lawyer will not charge you for legal fees. However, there may still be other costs you could be responsible for (discussed below).RAED MORE…

In a personal injury claim, you may be entitled to several types of compensation, also known as damages, to address the losses and injuries you’ve suffered due to someone else’s negligence or wrongdoing. The types of compensation typically fall into three main categories: economic, non-economic, and, in some cases, punitive damages. Here’s an overview of each:

Economic Damages: These damages are intended to compensate you for actual financial losses resulting from the injury:

Medical Expenses: Compensation for past, current, and future medical costs, including hospital bills, surgeries, medications, rehabilitation, and any other necessary medical treatment. READ MORE…

The value of a personal injury case can vary greatly depending on several factors unique to your situation. Since each case is different, there is no standard formula to calculate the exact value. However, here are some key factors that generally affect the worth of a personal injury case:
Severity of Injuries: The more serious and long-lasting your injuries, the higher the potential value of your case. This includes considering whether your injuries result in permanent disability or disfigurement.
Medical Expenses: Your case will take into account all medical expenses you have incurred, as well as future medical costs related to your injury.
Lost Wages and Earning Capacity: The case can include compensation for lost income due to time off work and any future loss of earning capacity if your injuries affect your ability to work.READ MORE…

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Our Client’s Say It Best

The best way to know and trust our Attorney Law Firm is to read
directly from our own clients.

Kevin

10 months ago

This is the representation that you are looking for! Ken Fiedler hits every box; from punctuality to communication to professionalism. I couldn’t be more satisfied to have chosen Ken to solve this unfortunate problem of mine. He will do the same for you!
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Franscheliz

a year ago

I want to take this opportunity to thank this team for everything they did for my family. James and Ken worked on my case with the dedication and tact that you need the most. They fought for my family like I was part of theirs and made me feel seen and heard. This is the type of law firm you want and…
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Brandi

a year ago

Ken and his staff are top notch! Ken helped my son and I with our auto accident case. He always took the time to answer our questions or explain things in more detail if needed. Ken is honest, straightforward, and a pleasure to work with. I will always recommend Ken and his team and…
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Chicago, IL 60601
Phone: 303-225-5536

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KEN FIEDLER | 303.CALL.KEN

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